In St. Louis County and Chesterfield, injury attorneys often see a lot of residents using Uber and Lyft, the two most common ride sharing services, to get around. While these rideshare vehicles can be highly beneficial for people commuting, they are not immune to accidents.
Collisions involving a rideshare vehicle are especially complicated and require the guidance of a Chesterfield Uber/Lyft accident lawyer. Experienced legal counsel could provide much needed guidance and answer any questions you may have throughout the litigation process.
One thing that is significantly different with rideshare services is the insurance coverage. Uber, for instance, typically has very high insurance coverage.
If an Uber or Lyft driver is at fault for an accident, someone using their service, such as a passenger in the vehicle, is covered by the company’s insurance policy. This means the injured passenger could seek compensation through the company’s insurance coverage. While the injured passenger may also be able to claim insurance through their own vehicles coverage, but the best recourse in Uber accidents is to use the company coverage.
These rideshare companies also have a significant amount of uninsured motorist coverage and underinsured motorist coverage. This is highly beneficial in the event the Uber or Lyft vehicle is struck by third party who is uninsured or underinsured. Then both the injured driver and passenger could potentially seek compensation under the rideshare company’s coverage.
Furthermore, if an Uber or Lyft driver strikes another motorist, pedestrian, or biker, the injured party may also be able to seek compensation through the company’s coverage. However, if the rideshare driver was not on duty at the time of the accident, they are no longer covered by the company’s insurance and therefore must use their own insurance in the event of a wreck.
As insurance coverage can easily become complicated when involving a rideshare vehicle, it is important for someone injured in an accident to work with a well-practiced attorney from the area. An experienced lawyer could help a claimant determine what avenues are available for them when seeking legal recourse.
If someone is injured in an Uber or Lyft wreck in Chesterfield, a knowledgeable attorney would advise them to make sure that all of their injuries and damages are fully accounted for. Failure to document all losses could result in them receiving a smaller damage award than their case is worth.
This is because an injured claimant could receive compensation for a wide variety of losses. The most common type of compensation is economic damages, which includes medical bills, lost wages, and other out-of-pocket expenses resulting from the accident. Non-economic damages are another type of legal recourse and include intangible losses such as pain and suffering, disfigurement, disability, and loss of consortium.
In some cases, a claimant could recover punitive damages. These damages aim to punish a defendant for egregious negligence and are often reserved for especially reckless actions such as driving while intoxicated.
Collisions involving a rideshare vehicle could result in substantial compensation as Uber and Lyft have high insurance coverage. However, determining whose coverage you can seek compensation for could be difficult without legal guidance.
Contact a local Uber/Lyft accident lawyer to discuss how to proceed with your case. We look forward to speaking with you.