What Happens If You Are a Passenger in a Car Accident: Your Rights and Legal Options | The Law Offices of Kevin Roach, LLC.

What Happens If You Are a Passenger in a Car Accident: Your Rights and Legal Options

Being involved in a car accident can be a traumatic experience, and it is even more distressing when you are a passenger in one. As a passenger, you may feel like you have little control over the situation, but it is essential to understand your rights and the options available to you. There are important steps to take if you are injured.

Immediate Actions

Seek Medical Attention

Your health and safety should be your top priority. If you sustain any injuries, seek immediate medical attention, even if they seem minor at first. Some injuries may not be apparent right after the accident, so it is crucial to get a medical evaluation to ensure your well-being.

Report the Accident

Always report the accident to the police, even if it seems like a minor incident. Having an official police report can be beneficial when filing insurance claims or pursuing legal action later.

Gather Information

If you are physically able, collect information from all parties involved in the accident. This includes the drivers’ names, contact information, license plate numbers, insurance details, and any witnesses present. Additionally, document the accident scene by taking photos if possible.

Preserve Evidence

If you have any visible injuries, take photos of them as well. Keep all medical records, receipts for medical expenses, and any other relevant documents related to the accident.

Liability Determination

One of the critical aspects of a passenger’s rights in a car accident is determining liability. Liability refers to who is legally responsible for the accident and who should compensate for the damage. Depending on the situation, liability may lie with the driver of the vehicle you were riding in, the driver of another vehicle involved, or even shared between multiple parties.

Insurance Coverage

As a passenger, you may be eligible for compensation through various insurance policies:

Driver’s Auto Insurance

If the driver of the vehicle you were in was at fault for the accident, their auto insurance should cover your injuries and damages, up to the policy limits.

Other Driver’s Auto Insurance

If the accident was caused by another driver’s negligence, their auto insurance should cover your injuries and damages.

Uninsured/Underinsured Motorist Coverage

If the at-fault driver is uninsured or underinsured, you may be able to seek compensation from your own insurance policy if you have uninsured/underinsured motorist coverage.

Medical Payments Coverage

This coverage, if available, can help with your medical expenses regardless of who was at fault for the accident.

Legal Recourse For Car Accident Passengers

When you encounter challenges in obtaining fair compensation from insurance companies or if the damages exceed the policy limits, you may consider taking legal action. Our experienced personal injury attorneys are always available to discuss your options and the next steps moving forward. We will help you understand all of your rights to get you the best chance of getting maximum compensation after sustaining injuries as a passenger in a car crash. Reach out to our office to discuss your legal options.