Every car crash is unique, requiring various techniques to pursue compensation from the negligent drivers. When accidents involve rideshare drivers, such as Uber or Lyft, the case can become more complicated since it will likely feature multiple defendants and insurance policies. Therefore, filing a civil claim for compensation after a rideshare crash usually requires a strong knowledge of State law and insurance policies.

Even though Rideshare companies are convenient and a popular form of transportation nationwide, accidents involving these vehicles may present many legal problems during the civil court and insurance claims process. Therefore, taking your case to a vehicle collision attorney should be a priority. A knowledgeable lawyer could explain the nuances of Uber/Lyft/Rideshare accidents in Ballwin and help you seek compensation for your losses.

Filing an Insurance Claim After a Crash With a Rideshare Driver

Rideshare or transportation network companies like Lyft and Uber have in-house, nationwide insurance guidelines regarding how much coverage they must carry in the event of an accident. However, Missouri has its own regulations regarding a rideshare driver’s insurance requirements. According to Missouri Revised Statutes § 379.1702, transportation network company drivers must carry primary auto insurance that recognizes them as rideshare drivers and covers them while working.

To be more specific, the policy must purchase coverage for accidents that happen after the driver logs into the company application or transports passengers through a prearranged ride. When the driver is logged on and accepting rides, the insurance policy must cover a minimum of $50,000 per person for bodily harm, $100,000 per accident, and $25,000 for property damage. Similarly, when the Uber or Lyft driver is carrying a prearranged passenger, the policy must cover a minimum of $1,000,000 for bodily harm, death, and property damage occurring in the wreck. These policies must also include uninsured motorist coverage.

Depending on the circumstances of the accident, the plaintiff could also be eligible to collect compensation through these required policies. A Ballwin lawyer could help someone involved in an Uber/Lyft/Rideshare crash determine whether pursuing payment through a driver’s insurance is an option.

Compensation in A Rideshare Accident Case

The damages a plaintiff can collect through an Uber, Lyft, or Rideshare accident claim will depend on the specifics of the accident and the extent of injuries suffered. The defendant’s actions and how they caused the crash are also determining factors. Once a claimant works with legal representation to demonstrate that the rideshare driver caused the collision in question through negligent behavior, they can usually collect compensation for:

  • The total cost of medical care expenses related to the accident
  • The cost of ongoing healthcare
  • Any necessary medical devices or medication
  • Loss of earning capacity, benefits, and future earning potential
  • Mental and psychological anguish and suffering
  • Permanent disability and loss of the enjoyment of life
  • Pain and suffering

An attorney seasoned in Lyft/Uber/Rideshare crashes could investigate the rideshare driver’s behavior and help gather the crucial evidence needed to collect compensation.

Meet With an Attorney About Uber/Lyft/Rideshare Accidents in Ballwin

If you sustained injuries and losses after a crash with a rideshare driver, state law likely entitles you to collect compensation through the driver’s insurance policy.

However, multiple defendants and insurance agencies may be involved in your claim, and understanding your rights is the best way to ensure you collect a fair settlement. A diligent lawyer skilled with Uber/Lyft/rideshare accidents in Ballwin could help you hold the negligent party accountable and pursue the compensation you deserve. Reach out to our office today to get started on your case process.