Were you recently injured in an Uber accident in Chesterfield, MO? You may be entitled to compensation for your medical bills, lost wages, pain and suffering, and other losses. Contact the Roach Law Car Accident Lawyers at (636) 999-9587 for a free consultation with a Chesterfield Uber accident lawyer.
Our experienced legal team has more than 30 years of combined experience handling motor vehicle accident cases. We’ve recovered hundreds of millions of dollars for injured clients. We are the attorneys you want on your side in a complex Uber accident claim.
Why Choose Roach Law After an Uber Accident in Chesterfield, MO?
Uber accident claims can involve complex insurance disputes, depending on the driver’s status at the time of the crash. You need a Chesterfield Uber accident attorney to navigate liability and hold insurers accountable for the compensation you deserve.
Clients throughout Chesterfield, Missouri, choose Roach Law because:
- We have three decades of combined experience representing injury victims.
- Members of our legal team have been recognized by The National Trial Lawyers Top 100, America’s Top 100 Personal Injury Attorneys, and the Million Dollar Advocates Forum.
- We have over 100 five-star reviews on Google.
- We understand the intricacies of the rideshare insurance system.
Contact us today to schedule a free case review with a Chesterfield personal injury lawyer. We’re ready to stand by your side.
How Uber’s Insurance Coverage Works
Uber’s insurance coverage is based on what the driver was doing (or not doing) in the app at the moment of the accident.
The Driver Is Transporting a Passenger or Is on Their Way to Pick One Up
In this case, Uber’s $1 million commercial liability policy applies. This covers injuries and property damage for passengers, pedestrians, cyclists, and other drivers.
The Driver Is Logged Into the App, But Has Not Accepted a Ride
In this instance, Uber provides contingent coverage:
- $50,000 per person for bodily injury
- $100,000 per accident for bodily injury
- $25,000 for property damage
This policy only applies if the driver’s personal insurance refuses to pay.
The Driver Is Offline
If the driver is not logged in to the app, their personal auto insurance applies to any accidents.
Missouri’s minimum requirements are:
- $25,000 per person for bodily injury
- $50,000 per accident for bodily injury
- $25,000 for property damage
These limits are often far too low for serious injuries. Drivers often opt for increased coverage limits or supplementary, optional policies.
How Much Is My Chesterfield Uber Accident Case Worth?
Every Uber accident case is different. The value of your claim depends on the facts, the severity of your injuries, and the long-term impact on your life. We will take the time to fully evaluate your case so that we can pursue the maximum compensation available.
Factors that may affect what your case is worth include:
- Whether you can return to work or need to switch careers
- Cost of medical treatment, surgery, and rehabilitation
- The emotional impact of the crash
- Total lost earnings and future income loss
- The amount of available insurance coverage
- Whether you were partly at fault
Our attorneys can collaborate with medical professionals and other experts to fully understand the scope of your damages.
What Damages Can I Recover After an Uber Accident in Missouri?
If someone else’s negligence caused your injuries, you may be entitled to recover both economic and non-economic damages under Missouri law. Together, these damages are meant to make you whole.
Your award may include:
- Emergency treatment and hospital bills
- Future medical needs, therapy, and rehabilitation
- Lost income and loss of future earning capacity
- Medication, medical equipment, and in-home care
- Vehicle damage and other property losses
- Physical pain and emotional suffering
- Anxiety, depression, or post-traumatic stress
- Loss of enjoyment of life
- Scarring or disfigurement
- Permanent disability or impairment
If the crash resulted in the death of a loved one, a wrongful death claim can provide damages for funeral expenses, loss of financial support, and the emotional trauma you’ve experienced.
Can I Recover Compensation if I Was Partly at Fault for the Accident?
Yes, Missouri follows a pure comparative fault rule. This means your percentage of fault will reduce your compensation, but you can still recover damages even if you were primarily responsible for the collision.
For example, if you are awarded $200,000 and found 30% at fault, you can still recover $140,000.
Unfortunately, insurance companies often exploit this rule to limit payouts. Our lawyers know how to challenge unfair accusations of blame and protect your right to full compensation.
How Long Do I Have to File an Uber Accident Lawsuit in Missouri?
Missouri law gives most injury victims five years from the date of the crash to file a personal injury lawsuit. Wrongful death lawsuits must typically be filed within three years.
Call Our Chesterfield Uber Accident Lawyers Today for a Free Consultation
If you were hurt in an Uber accident, you shouldn’t have to navigate the legal system or deal with aggressive insurance adjusters on your own. Roach Law is ready to stand up for you.
We have 30 years of combined experience, with hundreds of millions of dollars recovered for our clients. Call us today to schedule a free consultation with a Chesterfield Uber accident attorney. Let us fight for your recovery while you focus on healing.