Insurance companies promise to be there when disaster strikes. Whether you’ve been in a car accident, suffered storm damage, or faced another unexpected loss, you pay premiums and expect that your insurer will treat you fairly. Unfortunately, many people in Chesterfield, Missouri, discover that insurance companies sometimes put profits ahead of their policyholders. When an insurer delays, denies, or undervalues a valid claim without justification, that’s known as bad faith.
At Roach Law Car Accident Lawyers, we’ve seen firsthand how devastating bad faith tactics can be for families already struggling after an accident or injury. With more than 30 years of legal experience and a track record of recovering hundreds of millions for injury victims, our team knows how to hold insurance companies accountable. Contact us today at (636) 519-0085 for a free consultation. We’ll fight to make sure the promises made to you are kept.
Why Choose Roach Law Car Accident Lawyers for Your Bad Faith Insurance Case in Chesterfield, MO?
Challenging an insurance company isn’t easy. These corporations have teams of lawyers and adjusters whose job is to minimize payouts. To level the playing field, you need a law firm with the experience, reputation, and resources to take them on.
At Roach Law Car Accident Lawyers, we bring decades of experience in Missouri insurance law to the table.
Here’s why clients throughout Chesterfield and Missouri turn to us:
- Decades of Experience Fighting Insurers – For more than 30 years, our attorneys have focused on personal injury and insurance disputes. We know the strategies insurers use and how to counter them effectively.
- Hundreds of Millions Recovered – Results matter. Our team has secured hundreds of millions in verdicts and settlements. This includes cases where insurers tried to avoid paying what was owed.
- Thorough Case Preparation – We don’t just file claims – we build them. That means gathering evidence, reviewing your policy in detail, consulting experts, and exposing the insurer’s bad faith step by step.
- Personalized Client Service – Insurance disputes are stressful. We stay in close contact with our clients, explain every stage of the process, and fight as if each case were our own.
- Trial-Ready Representation – If the insurer refuses to be fair, we are fully prepared to take your case before a Missouri jury. That reputation alone often motivates insurers to settle.
With our firm by your side, you won’t feel outmatched against a powerful insurance company. You’ll have seasoned advocates determined to protect your rights. Contact us today for a free case review with a Chesterfield personal injury lawyer.
What is My Bad Faith Insurance Case Worth in Missouri?
The value of a bad faith insurance case depends on both the original claim and the consequences of the insurer’s misconduct. Missouri law allows policyholders to recover not only the compensation they should have received under their policy, but also additional damages that stem from the insurer’s bad faith actions.
Every case is unique. Your potential recovery will vary based on the specific facts. Our attorneys will carefully evaluate your circumstances to ensure that the value of your case reflects the full extent of your losses.
What Kinds of Damages Are Available to Bad Faith Insurance Victims in Chesterfield?
Victims of bad faith insurance practices often suffer more than financial setbacks. Victims face stress, uncertainty, and sometimes long-term harm.
Missouri law recognizes this reality and allows for several categories of damages, including:
- Economic damages – These include the payments you were originally owed under your policy as well as other out-of-pocket costs caused by the wrongful denial or delay.
- Non-economic damages – Beyond financial losses, you may recover for the emotional toll of dealing with an insurer that refuses to act in good faith. Anxiety, stress, and frustration are all compensable harms.
- Punitive damage –. In cases of deliberate misconduct, Missouri courts may impose punitive damages. These are imposed as a punishment to the insurance company and a discouragement toward similar behavior happening in the future.
By pursuing all available damages, we not only work to restore your financial stability, but also hold insurers accountable for breaking the trust placed in them.
How Much Does it Cost to Hire a Bad Faith Insurance Lawyer in Chesterfield?
One of the biggest fears people have is the financial burden of hiring a lawyer. That’s why Roach Law Car Accident Lawyers works on a contingency fee basis.
This means:
- You pay nothing upfront.
- You owe no hourly fees.
- We only get paid if we win money for you.
This system ensures that high-quality legal representation is available to everyone. It also means that our success is directly tied to yours. We are motivated to secure the best possible outcome in every case.
How Long Do I Have to File My Bad Faith Insurance Case in Missouri?
Timing matters in bad faith claims. In Missouri, you generally have five years from the date of the insurer’s wrongful conduct to file a lawsuit. This may sound like plenty of time, but waiting can be dangerous. Evidence and witness testimony can become harder to obtain as time passes.
The sooner you contact a lawyer, the stronger your case will be. Acting quickly allows us to preserve evidence, analyze your policy, and build a compelling case.
Contact a Chesterfield Bad Faith Insurance Lawyer to Schedule a Free Consultation Today
If your insurance company has let you down, don’t let them get away with it. At Roach Law Car Accident Lawyers, we’ve spent more than 30 years standing up to insurers that put profits before people. With hundreds of millions of dollars recovered for clients, our record shows that we know how to win these battles.
Contact us today for a free consultation with a Chesterfield bad faith insurance attorney. We’ll review your case, explain your options, and fight to ensure your insurer is held accountable.