Were you hurt in a car accident in St. Louis, MO? You may be entitled to compensation for your medical bills, lost income, vehicle repairs, and other losses. Call Roach Law Car Accident Lawyers to schedule a free consultation with a car accident lawyer in St. Louis, MO, to discuss your rights and legal options.
Our firm has more than 30 years of combined legal experience handling personal injury cases, and we have recovered hundreds of millions of dollars for accident victims. We’re ready to fight for you. We work on a contingency fee basis, meaning you only pay attorney’s fees if we win.
Why Choose Roach Law Car Accident Lawyers to Handle Your Car Accident Claim?
Determining fault after a car accident in St. Louis, Missouri, often requires extensive investigation. Insurance companies may dispute liability or attempt to place partial blame on you. An experienced St. Louis personal injury lawyer can help you prove who was responsible and how much compensation they owe you for your damages.
When you work with Roach Law, you benefit from:
- A proven record of recovering hundreds of millions for injured clients and families
- Our recognition in the legal community, including distinctions from The National Trial Lawyers Top 100 Trial Lawyers and the Million Dollar Advocates Forum
- Our top-rated client service, as evidenced by our A+ Better Business Bureau rating and our hundreds of five-star reviews on Google
Contact us today to schedule a free case review with a St. Louis car accident attorney. We’re ready to put our experience and resources behind your case.
Common Defendants in St. Louis Car Accident Cases
Car accident claims frequently involve more than just the other driver. Depending on how the crash occurred, responsibility may extend to additional individuals or businesses.
Common defendants in St. Louis car accident cases include:
- Negligent drivers
- Commercial drivers and trucking companies
- Employers whose employees caused crashes
- Vehicle or parts manufacturers
- Auto repair or maintenance shops
- Bars or restaurants that over-served alcohol to a visibly intoxicated driver
Each additional liable party may provide access to another insurance policy or source of compensation.
Missouri Is an At-Fault State for Car Accidents
Missouri follows an at-fault insurance system. This means the driver who causes an accident is financially responsible for the damages that result.
After a crash in St. Louis, injured victims typically seek compensation through:
- A claim against the at-fault driver’s auto insurance policy
- Their own insurance coverage (such as medical payments coverage or uninsured motorist coverage)
- A personal injury lawsuit, if the insurance company refuses to offer a fair settlement
Missouri law requires drivers to carry minimum liability insurance. This includes $25,000 per person for bodily injury, $50,000 per accident for bodily injury, and $25,000 per accident for property damage (25/50/25). Drivers are also required to have uninsured motorist coverage.
However, these minimum limits are often not enough to cover serious injuries. That’s why identifying all potentially responsible parties is critical to unlocking all compensation options.
Comparative Fault Laws in Missouri
Missouri uses a pure comparative fault system. Under this rule, more than one party can share responsibility for an accident, including the injured person.
If you are partially at fault, you can still recover compensation. However, your total recovery will be reduced by your percentage of responsibility.
For example, if your damages total $500,000 and you are found 20% at fault, your compensation would be reduced to $400,000. Even if you are mostly responsible, you may still be able to recover some money, though your award would be significantly reduced.
Insurance companies will try to take advantage of this rule by claiming you were speeding, distracted, or failed to react properly. Your attorney can challenge unfair blame allegations and work to protect your right to full compensation.
Contact Our St. Louis Car Accident Lawyers Today for a Free Consultation
You do not have to bear the burden of determining who is at fault for your accident. An experienced attorney can help you identify all liable parties in your case and work to unlock all compensation options in your claim.
Roach Law has decades of experience locating at-fault parties in car accidents and holding them responsible.
If you or a loved one was injured in a car accident, call our law office for help understanding your legal options. Contact our St. Louis car accident attorneys today to schedule a free consultation and learn how we can help you move forward after a serious accident.