Why You Should Never Handle Your Own Personal Injury Lawsuit

St. Louis Personal Injury Lawyer - Law Offices of Kevin J Roach, LLCDue to the plethora of information available on the internet, everyone thinks they are an expert. That is why many injured individuals attempt to handle their own personal injury lawsuit – because they assume all of the information they need is online. While you may save yourself an attorney’s fee, handling your own personal injury claim may not be as successful as you originally planned. Tort claims of any kind are highly complex and have numerous requirements that must be met, many of which are not readily available online. If you do not meet these requirements, your claim will be thrown out in court, and you will be left without any means for compensation.

10 Reasons You Need a Personal Injury Attorney

Whether it is a slip and fall injury or a car accident, an attorney is an asset that cannot be substituted with free online information. Attorneys help hundreds of victims each year with their claims, they understand the process, and they are professionals. If you think that you can represent your own claim, here are ten reasons to reconsider:

  1. Settlements are statically higher when cases are represented by attorneys. According to the Insurance Research Council, accident victims that hire attorneys receive 3.5 times more in settlement than accident victims who handle their cases on their own. Even with the attorney’s contingency fee, accident victims came out with higher amounts in their pockets than those that self-represented.
  2. Mistakes can easily be made and destroy a personal injury claim. If the wrong thing is said to the insurance adjuster or even in court, it can be detrimental to your personal injury claim. A personal injury attorney knows how to navigate through discussions and, most importantly, what you should and should not say.
  3. You have more important things to deal with. Because you were injured, you need time to recover – which leaves little time for you to also manage your personal injury case. An attorney can handle the claim, paperwork, and to-do’s while you focus on your recovery.
  4. Fear of a large jury verdict motivates an insurance adjuster. Insurance adjusters are not afraid of a person with no legal training representing their own case. They are, however, afraid of a jury verdict that will require them to pay out more than they can settle for out of court. The only way to make them fear that is by hiring an attorney.
  5. Insurance policies are purposely difficult. An adjuster can easily state that exclusions in your policy prevent them from fully compensating you. Because of the complex wording in most insurance policies, individuals will accept that answer. An attorney understands the wording of these policies and often has years of experience dealing with arcane language – ensuring a fake exclusion excuse is never used.
  6. There is a statute of limitations. You only have so many years to file your personal injury lawsuit, and understanding the exceptions to this is not easy. An attorney can do the necessary research and find exceptions to a statute of limitations as well as ensure that you are filing within the necessary timeframe.
  7. Most individuals are not aware of what their case is worth. An attorney knows how to calculate past and future expenses related to your injury – and they can advise you as to how much you should receive for a fair settlement.
  8. Legal issues and motions will arise during the case. If you file a personal injury lawsuit and the insurance’s attorneys attempt to throw out a key piece of evidence, how will you know if that evidence is admissible or not? Figuring out the nuances of the law takes years of experience – something a good personal injury attorney has.
  9. You need a thorough understanding of court procedures. If insurance adjusters refuse your settlement requests, you may have to go to court. An attorney can often ensure your case settles out of court, but if you do go to trial, they understand court procedures.
  10. The paperwork alone is overwhelming. Most injured victims have no idea how much paperwork is associated with a lawsuit. From briefs to insurance statements and more, an attorney can help you sift through the documents required.

Injured? Contact The Law Offices of Kevin J. Roach, LLC

If you were injured, do not try to handle your personal injury claim on your own. The Law Offices of Kevin J. Roach, LLC offer you the opportunity to maximize the compensation you are entitled to, and – with our contingency fee – you only pay if we get a verdict or settlement. Call us at 866-519-0085 or fill out an online contact form to schedule your free consultation.